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LoanOfficerSales.com
A Better Future Can Start Today
A Better Future Can Start Today
specific guidelines set by HUD
It allows homeowners 62 and older to use the equity in their home
while maintaining ownership WITHOUT making payments
Amounts available are based on the age of the borrower, the value of
the home, and current interest rate.
SAFE- Title remains in borrowers name and able to pass the home on
to their heirs. This is a non- recourse loan, meaning you will never owe
more that the value of the home. If the loan exceeds the value of the
loan, FHA will pay the difference to the lender.
SECURE- Cash received is TAX FREE and will not effect Social
Security or Medicare.
There are no credit or income qualifications, EVERYONE QUALIFIES
Funds received can be given either in a lump sum, credit line, or a
monthly payment for life, or a specific length of time.
It allows homeowners 62 and older to use the equity in their home
while maintaining ownership WITHOUT making payments
Amounts available are based on the age of the borrower, the value of
the home, and current interest rate.
SAFE- Title remains in borrowers name and able to pass the home on
to their heirs. This is a non- recourse loan, meaning you will never owe
more that the value of the home. If the loan exceeds the value of the
loan, FHA will pay the difference to the lender.
SECURE- Cash received is TAX FREE and will not effect Social
Security or Medicare.
There are no credit or income qualifications, EVERYONE QUALIFIES
Funds received can be given either in a lump sum, credit line, or a
monthly payment for life, or a specific length of time.
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